Meet the Financial Minds Behind Neo-Service
Two decades of combined experience helping Filipino families master their money
We're not your typical financial advisors. Our team combines deep local market knowledge with practical teaching methods that actually stick. Every workshop, every consultation, every piece of advice comes from real experience working with families just like yours.
Our Teaching Philosophy
We believe financial education should be practical, not theoretical. That's why our approach focuses on real scenarios you'll face, not textbook examples.
Real-World Application
- Start with your actual bank statements and bills, not hypothetical numbers
- Practice budgeting with your real income and expenses during sessions
- Learn investment strategies using current Philippine market conditions
- Address specific financial challenges you're facing right now
- Build emergency funds based on your actual monthly expenses
- Create debt payoff plans using your current financial situation
Your Financial Education Partners
Each team member brings unique expertise and a genuine commitment to helping you achieve financial clarity.
Thaddeus Mercado
Lead Financial Educator
Thaddeus spent eight years helping OFW families manage remittances and build wealth back home. He's seen every financial challenge Filipino families face and knows exactly how to break down complex concepts into manageable steps. His weekend workshops consistently get waiting lists.
Crisanto Villarreal
Budget Strategy Specialist
Crisanto's background in small business finance gives him a unique perspective on household budgeting. He treats your family budget like a business plan — with clear goals, measurable outcomes, and realistic timelines. His clients often say he makes budgeting feel less like deprivation and more like smart planning.